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RetireReady NJ
Frequently Asked Questions
Saver FAQs

If I do not have earned income, can I still join RetireReady NJ?

No, to qualify for any IRA under IRS regulations, you need earned income.

Articles in this section

Can I roll in "money"?
Rollover In Process
Indirect Rollover Out Process
Direct Rollover Out Process
What should I do if I have a pre-tax/Traditional 401k or IRA and do not want to roll into my Roth IRA?
How do I set up my RetireReady NJ account online after I’m enrolled?
How are my contributions made?
Will services be available in other languages?
Is there a limit to how much I can contribute?
Is my contribution pre-tax or post-tax?

See more

Related articles

What happens if I opt out?
Is my personal information reported to government agencies to determine immigration status?
If I have another IRA, in addition to the State's program, does the contribution limit apply to each separately or to the combined amount?
What happens to my account if I move out of state or change jobs?
Are there legal protections from creditors for my funds?

← RetireReady.nj.gov