• Can I roll in "money"?
• Rollover In Process
• Indirect Rollover Out Process
• Direct Rollover Out Process
• What should I do if I have a pre-tax/Traditional 401k or IRA and do not want to roll into my Roth IRA?
• How do I set up my RetireReady NJ account online after I’m enrolled?
• How are my contributions made?
• Will services be available in other languages?
• Is there a limit to how much I can contribute?
• Is my contribution pre-tax or post-tax?
• I’m self-employed. Can I set up my own RetireReady NJ account?
• Where do my contributions go?
• Is investing in RetireReady NJ the same as putting money in a bank?
• Is there a minimum retirement age for RetireReady NJ?
• Are there additional withdrawal restrictions beyond normal Roth IRA restrictions?
• Can I transfer my RetireReady NJ money into another retirement savings account?
• How long will it take to receive my money?
• What about market volatility?
• Who is responsible for choosing the available investment options?
• What happens to my money if I die with no named beneficiaries?
• Can employers match employee contributions?
• Is there a fee for participating in RetireReady NJ?
• What steps are taken to keep my account safe from cyber threats?
• Does RetireReady NJ protect the security of funds deposited into my account?
• Are there legal protections from creditors for my funds?
• Could joining RetireReady NJ impact my eligibility for college financial aid?
• If I do not have earned income, can I still join RetireReady NJ?
• Is my personal information reported to government agencies to determine immigration status?
• What happens if I opt out?
• If I have another IRA, in addition to the State's program, does the contribution limit apply to each separately or to the combined amount?