• What is considered to be a qualified, employer-sponsored retirement plan?
• Can I have a designated employee or payroll services provider complete the registration process?
• If I offer RetireReady NJ to my employees now and then decide to offer a qualified retirement plan later, what do I do?
• What if my payroll company won't help me administer RetireReady NJ?
• Are workers of only certain immigration statuses eligible for the program? What about undocumented workers?
• As an employer participating in RetireReady NJ, am I allowed to match my employees’ contributions?
• What if my payroll provider is stating they will charge a fee for remitting contributions with RetireReady NJ?
• Are there any fees for employers to participate?
• How long does it take to complete registration online?
• Do I need to facilitate the program if I only have a small number of employees?
• Do I need to offer the program to work-study students?
• How does registration work?
• What does automatic enrollment mean?
• If a business owner or shareholder is also an employee, are they eligible to participate?
• What if an employee already has a RetireReady NJ account through another employer?
• What if an employee asks me for advice about the program or its investment options?
• Do employees need to fill out paperwork to enroll or make changes?
• What do employees need to do after I enroll them?
• Are there measures to keep my account safe from cyber threats?
• If I have employees in multiple states, including New Jersey, do I just facilitate the State's program for employees in New Jersey?
• Can cannabis-related businesses facilitate RetireReady NJ?
• Is there a minimum age to be eligible to participate in RetireReady NJ?
• Are my employees who live in other states eligible for New Jersey’s program?
• Can the State use money from this program to pay for other programs?
• Which businesses are eligible to participate in RetireReady NJ?
• Will services be available in other languages?
• Do family members who work for my business count as employees?
• Who is responsible for choosing the investment options for participants?
• Does RetireReady NJ secure funds remitted to the employee accounts?
• Do other states have programs like this?